Home Renovations with a HELOC

Use the equity you've built up in your home for a HELOC from Rate to finance home renovations with no costs up front. Our HELOC comes with a fixed rate lower than most credit cards, and will help you get the kitchen, bathroom, or bedroom updates you've been looking to make.

  • 100% digital application
  • Get funds in as few as 5-to-10 days
  • HELOC options starting at $25,000
  • Fixed-rate options available

Get pre-qualified today, and contact us to schedule your home improvement project. The application is 100% online, and takes less than 10 minutes to complete.

*During Rate's Digital HELOC process, the borrower and/or Rate may need to communicate or facilitate the origination and closing of the borrower’s HELOC using non-digital methods, including but not limited to telephone or letter. There may be instances, due to borrower preference, applicable law, or other reasons, in which HELOC closing must occur in person. Additionally, Rate makes no representations and cannot guarantee that borrower’s HELOC will be serviced by a servicer that maintains an entirely digital process. See additional terms here.

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